Commercial/Multifamily long Term
Investors aiming to purchase, refinance, or cash out on commercial multifamily or mixed-use properties can rely on us to support their funding needs. These properties provide exceptional potential for strong returns, and our efficient in-house process ensures a seamless and prompt closing experience.
Program Details
Interest Rate:
Rates starting at 8.49%
Credit Score (FICO):
Minimum Fico of 600
No credit required for foreign investors
Property Type:
Condo/Townhouses, Mixed-use, 5+ unit Multifamily Properties, Office, and Retail
Prepayment penalty as low as one (1) year
10 year interest only, options available
Loan Term:
30-year Fixed Rate
Loan Amount:
Minimum loan amount $100,000
Foreign Investors Loans:
No social security number required
No credit score required
No U.S address required
No U.S investment experience required
No seasoning
No sourcing of funds
Max Loan to ARV:
Up to 75% LTV
Foreign investors: Up to 65% LTV
Second Liens allowed
Frequently Asked Questions
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These loans are intended for purchasing or refinancing commercial properties such as apartment buildings, retail spaces, and office buildings, with longer repayment terms typically ranging from 10 to 30 years.
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Ideal candidates are investors or business owners with a strong credit history, experience in property management, and stable income from the property or other sources.
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They provide stable financing with fixed or variable rates, longer amortization periods, and the option to secure low-interest rates for an extended period.
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Eligible properties include multifamily complexes, industrial properties, retail centers, and office buildings that generate a stable income and meet the lender's loan-to-value (LTV) criteria.
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The LTV ratio determines the portion of the property's value that can be financed. Lower LTV ratios typically result in more favorable interest rates and loan terms, as they pose less risk to the lender.
Explore our other loan programs
Fix and Flip Loan
Short-term loans designed for purchasing and renovating properties, offering up to 90% financing on the purchase and 100% for renovations.
Long Term Loan
Our long-term loans are tailored for real estate investors, offering fixed rates and low monthly payments for purchases or refinancing.
Refinance/Cash Out
Refinancing loans designed to help borrowers unlock and extract cash from the equity built up in their owned properties.
Commercial Bridge
We provide short-term bridge loans tailored for commercial, mixed-use, and multi-family properties.
New Construction Loan
Hard money short-term construction loans tailored for real estate developers.