Fix and Flip Loans
Our fix-and-flip program provides fast, reliable, and straightforward funding for your renovation projects, regardless of their size or complexity. Whether you're an experienced investor or just starting out, our program is designed to meet your needs. We offer full support, walking you through every stage—from deal analysis to loan repayment—covering underwriting, funding, servicing, and construction management in partnership with you and your team.
Program Details
Interest Rate:
Rates start at 9.75%
Credit Score (FICO):
Minimum Fico of 600
How Interest is Charged:
Interest charged as drawn
Max Loan to ARV:
Up to 70% LTV (75” on case by case basis)
Property Type:
Single family and 2 - 4 unit multifamily
Experience Requirements:
No prior Experience required
Income Verfication:
No tax returns requireed
Loan Term:
12 Month term with prepayment penalty
Max Loan Amount:
Up to 90% of purchase and 100% renovation
Frequently Asked Questions
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Fix and flip loans are short-term loans used by real estate investors to purchase and renovate a property before selling it for a profit. These loans are designed to be paid back quickly, typically within 12 to 18 months. text goes here
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Investors with experience in real estate, a solid plan for the property, and the ability to complete renovations quickly and efficiently are ideal candidates for these loans.
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These loans can provide quick funding for both the purchase and renovation of a property, allowing investors to take advantage of market opportunities and potentially earn significant returns.
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The short-term nature and reliance on the successful sale of the property for repayment carry inherent risks, especially if the market conditions change or renovations exceed budgeted costs.
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Lenders use the ARV to determine the potential future value of the property after renovations, which influences the loan amount, terms, and feasibility of the project.
Explore our other loan programs
Commercial/Multifamily long Term
Maximize your investment potential, grow your portfolio, and boost your cash flow by investing in commercial and multifamily properties.
Long Term Loan
Our long-term loans are tailored for real estate investors, offering fixed rates and low monthly payments for purchases or refinancing.
Refinance/Cash Out
Refinancing loans designed to help borrowers unlock and extract cash from the equity built up in their owned properties.
Commercial Bridge
We provide short-term bridge loans tailored for commercial, mixed-use, and multi-family properties.
New Construction Loan
Hard money short-term construction loans tailored for real estate developers.